Underwriting

We understand that obtaining life insurance can be challenging due to the sensitive nature of an individual’s health profile, financial complexity, and family dynamics.  We have years of experience working with advisors, clients, and the client’s physicians; presenting medical and financial history to insurance carriers to obtain the best possible offer. We have a team of several seasoned underwriters committed to this effort.

Our effective communication and attention to detail helps to deliver a quality experience and value to an individual’s unique circumstance.  Our process includes:

  • Prequalify individual medically, if necessary.
  • Complete the application and required forms with the insured/owner/advisor.
  • Assist with scheduling exams & interviews.
  • Provide guidance to complete financial documentation.
  • Order and review medical records.
  • Negotiate offers with insurance carriers.
  • Finalize policy delivery between insured/owner and carrier.