Successfully Partnering

with raymond James Advisors

for over 15 years

As a Raymond James approved point of sale intermediary, we make protecting your clients’ assets easy. Utilizing information revealed in the GPM report, our professionals design and place sophisticated life insurance, long term care insurance, disability insurance, premium financing, and deferred compensation policies for the following situations:

Legacy and Estate Planning
Business Key Person and Continuity Planning
Tax-Advantaged Income Planning

Family Income Replacement Planning
Executive Benefit and Retention Planning
Long Term Care Planning

Discovery

Analyze GPM report
Understand client financial goals
Identify client risk
Determine Insurance needs and identify best-fit products

Meeting

Pre-client meeting to agree upon appropriate strategies
Client education
Presenting solutions

Application

Application completion
Application submission
Underwriting negotiation with Carrier
Policy acceptance

Policy In-force

On-going policy review
Continued policy maintenance
Policy servicing

Our Underwriting Process is efficient and thorough. Our Director of Case Management, with over 30 years of experience, will interact directly with your clients to complete and submit the application to the insurance carrier and Raymond James Insurance Group.

When appropriate, we utilize non-medical exam accelerated underwriting processes available from Raymond James approved insurance companies. Our medically and actuarially trained underwriters help your clients achieve the best coverage by matching them with the carrier that provides the most favorable rates given the specific health situation.

We handle the heavy lifting for you

PenFacs places great value on our relationship with Raymond James. We understand your ecosystem. We speak your language. We also know that protecting your client’s financial future is paramount to maintaining your closely held relationships with them.

This is why we go above and beyond to make the process of insuring your clients and protecting their assets into the future as simple as possible. With deep carrier relationships, PenFacs is able to secure the best premiums on behalf of your clients and we work on behalf of you and your client every step of the way.

To learn more about how we can help you with your clients’ needs, schedule an appointment with a PenFacs team leader today.

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