The mission of The PenFacs Group is to design, identify and provide insurance plans to clients whose business, estate or retirement objectives requiring cash now or in the future. In order to accomplish our mission, we must first listen for our client’s objectives and concerns. After defining and understanding our client’s objectives and concerns, we can then begin to properly design, identify and provide insurance plans.

In order to accomplish our mission, we must be thorough in our research for excellent insurance products and be able to provide the added services that enhance the funded vehicles used to meet our client objectives. We must be aware of tax issues concerning our solutions, as well as solvency issues of those companies issuing the insurance products we provide the client. After we provide the insurance product, we must monitor the performance of the product in light of our client’s original objectives and concerns. When we manufacture an insurance product to meet special client needs or objectives, we must be diligent in providing the same care as we would expect and want from others.

As a firm, we will work with the client’s other professional advisors in addressing concerns and objectives. We are happy to coordinate with those who practice law or accountancy and will work jointly with those insurance professionals who agree to share commissions/fees earned on products purchased in conjunction with plans developed. All advisors must work together in the design, implementation, and funding of the plans and strategies to be employed.