PenFacs Financial Services, Inc. (PFS,Inc.) was established in 1977 by its founder Ron DeGregorio. From its beginnings, PFS, Inc. specialized in the use of insurance products in Executive Benefit Retirement and Estate Planning. PFS, Inc. has worked with several companies assisting its owners, executives and other employees in securing a better retirement cash flow for themselves and their families.

Today, The PenFacs Group works with other financial professionals and their clients who need assistance in designing and implementing creative and meaningful solutions to retirement and estate needs. The PenFacs Group employs professionals with specialized knowledge in life insurance, long term care insurance, disability insurance and fixed/variable annuities.